Welcome to the Pearlfinders Index for Q4 2011. When analysts talk about opportunities in the risk management and employee benefits sectors they tend to examine profits, insurance spend and the channels commanding them. Though fine for corporate planning, these are of limited value as practical pointers for intermediaries looking to plan their next new business campaign. The Pearlfinders Index collects and analyses a large sample of first-hand data on the opinions of insurance and HR decision-makers. It enables us to map the market for emerging trends on preferences for insurance investment, confidence to increase spend, inclination to review, and interest in benefits techniques.
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